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The Voice of Payment Institutions across Europe


The objectives of EPIF are to:


Communicate and educate on the role of the payment institution sector in the economy, especially:

  • Present an alternative and complementary perspective to banks in the payments space.
    • Set out the benefits of a single EU payments (institutions) market – removal of excessive regulatory obstacles.
    • Be seen as an infrastructure provider for efficient payments in a European Single Market.
    • Promote an increased level of innovation and competition in the payment sector.
    • Increase quality of payment services (e.g. security, reliability etc.).
    • Increase payment product diversification tailored to the needs of society (e.g. mobile, internet).
    • Act as a powerful network for Members to exchange views, form common positions and exchange best practice.
    • Share daily information on regulatory and EU policy developments impacting the sector.
    • Participate in EU industry wide fora on payment standard setting and regulation and actively represent EPIF members in these discussions.
    • Ensure PIs have fair and proportionate access in the EU.
    • From time to time, comment jointly on pending EU legislation and policy.
    • Engage in any other activity furthering the above objectives.