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The Voice of Payment Institutions across Europe

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Keys Facts & Figures
  • 726 million

    payment (credit and debit) cards were used in the EU in 2009 and one in three European citizens used online banking in 2009

  • 250 billion

    Studies indicate that the value of m-payments in Europe could be as high as EUR 250 billion/year by 2014

  • 32%

    of the EEA Authorised Payment Institutions have applied for a passport to provide payment services into another EEA Member Sate (2012)

  • 8,792 billion Card acquiring transactions in the EU in the EEA (2010)

Sources :
- London Economics Study on the impact of Directive 2007/64/EC on payment services in the internal market and on the application of Regulation (EC) No 924/2009 on cross-border payments in the Community
- ECB Payment Statistics for 2012
- European Commission ‘Green Paper – Towards an integrated European market for card, internet and mobile payments’

About EPIF

The European Payment Institutions Federation (EPIF) is an international non-profit association. It was founded in June 2011, in response to the adoption of the Payment Services Directive (PSD). The PSD established a new category of payment service providers (payment institutions) to encourage more competition at the European level.

Payment institutions are permitted to provide payment services alongside banks and other financial institutions. By means of a European passport available to them under the PSD, payment institutions can offer payment products and services across borders, thus making it attractive for European consumers to pay and receive funds within as well as outside their home country.

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Latest News

  • Thumbnail Summary of EPIF's 2nd Annual Workshop

    28.11.2017

    Summary of EPIF's 2nd Annual Workshop

    We are delighted to present a summary of EPIF's 2nd Annual Workshop: Promoting innovation, competition and quality of payment services.

    Click here to read our summary. 

    » Read more » Download (PDF, 293.49 kB)
  • Thumbnail First EPIF's Annual Public Workshop

    09.11.2016

    First EPIF's Annual Public Workshop

    The European Payment Institutions Federation (EPIF) would like  to formally invite you to the EPIF’s first annual public workshop on 9th  November in Brussels at our offices in Rue de la Science, 14B, from 9:00 to 14:15h, including lunch.

    EPIF was created in July 2011 to represent the interests of the non-banking Payment Institutions at the European level. Directly and indirectly EPIF represents roughly 250 payment institutions in Europe covering a range of business models. EPIF brings together European and international companies in the remittance sector, three party card schemes, third party providers, cross-border acquirers, payment processors, electronic payment providers, fx traders, electronic wallet providers and operators of mobile payments. Since 2011, EPIF has gone from strength to strength and is now an important well established trade association in Brussels.

    The format of the event will be a half day panel discussions and keynote speeches from the key policy makers in the area of payments. 

    Should you be interested in attending the Workshop please send us an email to: info@paymentinstitutions.eu 

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