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About EPIF

The European Payment Institutions Federation (EPIF) is an international non-profit association. It was founded in June 2011, in response to the adoption of the Payment Services Directive (PSD). The PSD established a new category of payment service providers (payment institutions) to encourage more competition at the European level.

Payment institutions are permitted to provide payment services alongside banks and other financial institutions. By means of a European passport available to them under the PSD, payment institutions can offer payment products and services across borders, thus making it attractive for European consumers to pay and receive funds within as well as outside their home country.

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Keys Facts & Figures

Sources: 
London Economics Study on the impact of Directive 2007/64/EC on payment services in the internal market and on the application of Regulation (EC) No 924/2009 on cross-border payments in the Community | ECB Payment Statistics for 2012 | European Commission ‘Green Paper – Towards an integrated European market for card, internet and mobile payments’

Latest News

Published on: 05/05/2017

The European Payment Institutions Federation (EPIF) has organised a panel discussion on blockchain technology. This will take place on 15th March from 11.00-12.30 at Rue de la Science 14B.

Published on: 30/03/2016

Latest Press Releases

We are delighted to inform you that the Early Bird registration for the EPIF 3rd Annual Workshop is now open.

EPIF’s 3rd Annual Workshop on “European Payments: Driving the Next Technology Revolution”, will take place on 21 November 2018 in Brussels and will bring together up to 150 participants from our membership, key EU policy-makers and other important stakeholders in the payments sector.

This year, we have a full-day workshop focusing on those issues keeping the payments industry busy, including the future of payments, standard setting and access to payment infrastructure, the interaction between key pieces of data policy for the payments sector and the inter-relation between the GDPR and the PSD2 and Vice President of the Commission Valdis Dombrovskis will give a keynote speech.

We will also have a round table discussion on the Future of Payments with senior executives of EPIF members who will discuss, in the form of a fire-side-chat, the current challenges and opportunities they see for their business in Europe and the actions the EU could take to ensure the European payments market remains competitive and consumer-friendly.

Published on: 31/07/2018

EPIF is delighted to share wit you its position on the Commission’s proposal on Cross-Border Payment Fees and Currency Conversion.

Whilst EPIF agrees with the objective of the legislative proposal there are a number of areas where we provide feedback which are detailed in the position paper.

In the light of the recently adopted Council’s General approach, EPIF will update its position and share it with you soon.

Published on: 31/07/2018