The Spanish Association of Payment Institutions (ANAED) is a business association founded in 1997 under the name of Spanish Association of Money Remittance Companies. It is composed of Spanish payment institutions as well as other European Union payment institutions authorised to provide payment services in Spain.

Today ANAED is a benchmark and spokesperson of payment institutions, recognised by Public Authorities and Institutions, especially by those institutions regulating and supervising payment services and well as the prevention of money laundering and terrorist financing. ANAED is also recognised by the media and other individuals and private entities interested in payment services.

ANAED is a founding member of EPIF. It is also a member of the Payment Systems Market Expert Group (PSMEG) within the European Commission, as well as of the Spanish National Payments Committee (“Comité Nacional de Pagos”).