SIBS is a European technology company offering payment solutions to consumers for the last 40 years. SIBS portfolio includes a Network of Automatic Teller Machines (ATM) and Automatic Payment Terminals (APT) currently offering 90 different features (e.g. payments to government, commodities, transports, etc); a POS and softPOS network; an app that offers the first interbank solution for shopping, instant transfers and remote withdrawals (MB WAY); several solutions for merchants including a gateway for online payments; an open banking API (SIBS API market);  a top of the art multi-channel and multi-product solution against fraud operating real time; a security and digital certification company (eIDAS) as well as being a payments processor. Apart from its home Member State, Portugal, SIBS is also present in Romania, Poland, Angola, Algeria, São Tomé and Principe and East Timor and operates in more than 20 countries.