The European Payment Institutions Federation is pleased to share its responses to the EBA consultation on Regulatory Technical Standards on passporting under the PSD2. EPIF suggests that Host State competent authorities should provide reference to applicable main regulations and reporting requirements for Payment Insitutions using their passporting rights in the Host Country. EPIF strongly suggest no [...]

EPIF welcomes the publication of the EBA’s Discussion Paper on strong authentication as part of the RTS for the revised Payment Services Directive (PSD2). We also welcome its focus on enhancing consumer protection, promoting innovation and improving the security of payment services across the European Union.

For this call for evidence EPIF gladly provides examples concerning the Payment Services Directive (PSD II), the Interchange Fee Regulation and the Consumer Credit Directive (CDD).

EPIF is glad to share its views on the key issues of the PSD2 as currently being discussed at Council level. The paper illustrated among others the scope, the use of agents, the revocation of consent recurring transactions, access to bank  services in home and host Member State for PIs, the passporting regime and others.

EPIF is pleased to share its Position Paper on Access to Bank Services.  This position paper identifies the various issues and concens of PIs in terms of accessing bank services.

EPIF welcomes the publication of the proposal for a Payment Services Directive 2 (PSD 2). EPIF is hereby identifying some key issues that need to be addressed in order to improve the current proposal.  This  includes,  amongst  other  topics,  the passporting regime, the use of agents, the access to bank services for payment institutions, safeguarding [...]

EPIF is glad to share its views on the topic of third parties accessing payment accounts to effect payments on behalf of European consumers (also called Payment Initiation Services) as well as to make four recommendations in respect of Payment Initiation Services (“PIS”). Thanks to their safety, convenience and economic efficiency, we expect PIS to [...]