PapersAndReports Archive - Page 10 of 13

EPIF Response to EBA consultation on draft regulatory standards on separation of card schemes and processing entities

EPIF welcomes the publication of the EBA’s Consultation Paper on Draft Regulatory Standards on separation of payment card schemes and processing entities: a common feature of our membership is a dependence upon fair access to domestic and international payment schemes/networks; domestic interbank settlement systems and bank accounts. Therefore we have a special interest in the proposed split of schemes’ [...]

mcwebmaster2018-01-12T11:19:23+00:00

EPIF Response to the Green Paper on Retail Financial Services

EPIF is glad to share its response to the consultation on the Green Paper on Retail Financial Services. EPIF strongly supports a single market in payments although the diverse business models of payment institutions needs to be taken into account also from a regualtory perspective.

mcwebmaster2018-01-12T11:21:24+00:00

EPIF Response to EBA consultation on Regulatory Technical Standards on passporting under PSD2

The European Payment Institutions Federation is pleased to share its responses to the EBA consultation on Regulatory Technical Standards on passporting under the PSD2. EPIF suggests that Host State competent authorities should provide reference to applicable main regulations and reporting requirements for Payment Insitutions using their passporting rights in the Host Country. EPIF strongly suggest no [...]

mcwebmaster2018-01-12T11:10:04+00:00

EPIF Response to EBA Consultation on Strong Consumer Authentication

EPIF welcomes the publication of the EBA’s Discussion Paper on strong authentication as part of the RTS for the revised Payment Services Directive (PSD2). We also welcome its focus on enhancing consumer protection, promoting innovation and improving the security of payment services across the European Union.

mcwebmaster2018-01-12T11:10:19+00:00

EPIF Response to consultation on ESAS’ Draft Guidelines on Risk Factors

EPIF is glad to share its response to consultation on ESAS’ Draft Guidelines on Risk Factors. EPIF believes that there should be a unified framework for a risk-based approach amd that the diversity of the payments industry needs to be takeni nto acocund when formulating an RBA.

mcwebmaster2018-01-12T11:15:51+00:00

EPIF Response to the call for evidence on cumulative impact

For this call for evidence EPIF gladly provides examples concerning the Payment Services Directive (PSD II), the Interchange Fee Regulation and the Consumer Credit Directive (CDD).

mcwebmaster2018-01-12T11:10:40+00:00

EPIF Position Paper on Safe Harbour 2.0

EPIF is pleased to share its position paper on Safe Harbour 2.0. In the context of the recent ruling of the CJEU in the Max Schrems case and the discourse which has surrounded it, EPIF would like to take the opportunity to highlight the importance of the Safe Harbour Agreement for the functioning of modern digital economies and [...]

mcwebmaster2018-01-12T11:20:31+00:00

EPIF Position Paper on the EU General Data Protection Regulation

EPIF welcomes the European Commission’s proposal for greater harmonisation of the EU data protection regime within the internal market with regard to the processing of EU personal data. With this position paper, EPIF seeks to address the concerns it has identified in the draft Regulation. A number of provisions lead in their current form to legal [...]

mcwebmaster2018-01-12T11:20:47+00:00

ACAPTURE White Paper: Payments Optimisation

This paper explains the ways in which merchants can simplify payments optimization processes. The paper takes into account credit cards as well as the increasing number of alternative payment methods to determine which generate the best conversion rate results.

mcwebmaster2017-08-04T12:47:27+00:00

EPIF Position Paper on the recent development on the 4th Anti-Money Laundering Directive

EPIF is pleased to share its recent position paper on the 4th Anti-Money Laundering Directive. The paper is demonstrating EPIF's views on the key issues of interest on the 4th Anti-Money Laundering Directive and the Funds Transfer Regulation at the current level of the negotiation process.

mcwebmaster2018-01-12T11:16:37+00:00