The European Payment Institutions Federation (EPIF), at its Annual General Meeting on 23 June 2020, re-elected Elie Beyrouthy of American Express as Chair of the Board for a further three years. The election was unanimous.

Reacting to his appointment, Elie Beyrouthy said: “EPIF continues to go from strength to strength demonstrating thought leadership across a wide range of payment policy areas. Our General Meeting this year came on the back of a number of highly successful roundtable discussions on the practical implementation of strong customer authentication across Europe. Around the table we had merchant organisations, consumer groups, banks, card schemes and EPIF’s own members – the non-bank payment providers. Under my continued leadership I would like to build on this collaborative approach, while strongly defending the specific interests of our continuously evolving and highly innovative members.

The membership also confirmed the composition of the Board and re-elected Loreta Liutkutė of Western Union as Vice Chair and Marcel Trik of Bitsafe as Treasurer.

In total, the EPIF Board comprises the following members:

  • Elie Beyrouthy, American Express
  • Loreta Liutkutė Habchi, Western Union
  • Marcel Trik, Verotel
  • Hartwig Gerhartinger, Paysafe
  • Trisham Chundunsing, Amazon
  • Jana Mackintosh, Worldpay
  • Brian Curran, Elavon
  • Krzysztof Korus, PONIP
  • Ignacio González-Páramo, Payvision (Alternate)

EPIF, founded in 2011, represents the interests of the non-bank payment sector at the European level. We currently have over 250 authorised payment institutions and other non-bank payment providers as our members offering services in every part of Europe. EPIF currently represents roughly one third of all authorised Payment Institutions in Europe.

Our diverse membership includes the broad range of business models including:

  •   Three-party Card Network Schemes
  • E-Money Providers
  • E-Payment Service Providers and Gateways
  • Money Transfer Operators
  • Acquirers
  • Digital Wallets
  • FX Payment Providers and Operators
  • Payment Processing Services
  • Card Issuers
  • Independent Card Processors
  • Third Party Providers
  • Payment Collectors


EPIF seeks to represent the voice of the PI industry and the non-bank payment sector with EU institutions, policy-makers and stakeholders. We aim to play a constructive role in shaping and developing market conditions for payments in a modern and constantly evolving environment. It is our desire to promote a single EU payments market via the removal of excessive regulatory obstacles. We wish to be seen as a provider for efficient payments in that single market and it is our aim to increase payment product diversification and innovation tailored to the needs of payment users (e.g. via mobile and internet).

For further information on EPIF please contact

Published on: 25/06/2020