The European Payment Institutions Federation (EPIF) is delighted to share with you a second joint industry letter that we have prepared on SCA Implementation and the need for an additional testing period of at least six months.

The signatories to this letter took part in a number of technical workshops in the recent months to explore ongoing challenges in the implementation of the Strong Customer Authentication (SCA) requirement under the PSD2. In the light of the outbreak of COVID-19, these discussions became particularly urgent.

The signatories therefore call on the European Commission and the EBA to once again consider appropriate additional measures to assist and ensure the smooth transition to SCA in the EU. This should include an additional testing period of at least six months, during which  the industry should be allowed flexibility to operate with soft declines.

This joint industry letter has been co-signed by:

• Ecommerce Europe
• European Payment Institutions Federation (EPIF)
• European Payment Services for Merchants (EPSM)
• Independent Retail Europe
• Merchant Risk Council (MRC)
• Interactive Software Federation of Europe (ISFE)
• Digital Europe
• Hotrec