DAY ONE – 16 November 2021

Venue: Online

09:05 – 09:10

Welcome remarks by Elie Beyrouthy, Chair of EPIF

09:10 – 09:40

Keynote by Ulrich Bindseil, Director General, DG Market Infrastructure and Payments, European Central Bank

09:40 – 10:40

Fireside chat at Executive level on current market developments.

Moderated by: Elie Beyrouthy, Chair of EPIF

  • Joan Burkovic, CEO & Co-founder at Bridge
  • Sonja Scott, Vice President and & General Manager, GLOBAL Commercial Services, Continental Europe at American Express
  • Udo Müller, CEO Paysafecard

10:40 – 10:50

Coffee Break

10:50 – 12:20

Panel discussion on PSD2 review

In the light of the upcoming PSD2 review, panelist will be asked to discuss key issues that they believe should be considered for possible changes in the PSD2 review process. Is PSD2 still fit for purpose? What are the key areas for possible changes? Strong Customer Authentication (SCA) and contactless will also be discussed, should the Commission explore other measures to address new types of fraud? What are the implications of instant payments with regard to fraud detection? Should the Commission review the adequacy of the exemptions listed in PSD2? Do we need any changes in prudential, operational and consumer protection requirements? Do we need any further improvements with regard to transparency of cross-border international transactions?

Moderated by: Hartwig Gerhartinger, Senior Vice President, Legal & Regulatory, Deputy General Counsel, Paysafe Group.

In conversation

  • Eric Ducoulombier, Head of Unit Retail Financial Services, DG FISMA, European Commission
  • Dirk Haubrich, Head of Conduct, Payments and Consumers, EBA
  • Fanny Rodriguez, Head of Public Affairs and Open Banking Partnerships, Bankin’ et Bridge
  • Marcel Trik, Chief Financial Officer, Bitsafe 

12:20 – 12:30

Coffee Break

12:30 – 13:00

Keynote Speech by Mairead McGuinnness, Commissioner for Financial Services, Financial Stability and Capital Markets Union

Afternoon Session

14:30 – 15:00

Fireside Chat on the European Payments Initiative with Martina Weimert, CEO of the EPI Interim Company

15:00 – 16:15

Panel discussion on The Future of Payments (Instant Payments CBDC and open banking)

Instant Payments is the flagship initiative of the Commission Retail Payments Strategy. Panellists will be asked to discuss how are instant payments developing in Europe and whether these should become the new normal? What are the benefits of Instant payments? And the challenges? What is the potential of open banking and instant payments in combination? How can we foster payments innovation and contribute to widespread disruption of the banking and payments marketplace? Panellist will also be asked to express their views as to how we can leverage open banking and Instant payments for increasing revenues, attract new customers, open up to new collaborations and increase competition. We will also look at the interrelation with CBDC.

Moderated by: Brian Curran, SVP and International Risk Leader at Elavon Financial Services

In conversation:

  • Holger Neuhaus, Head of Division, DG Market Infrastructure & Payments, European Central Bank ECB
  • Katarzyna Kobylińska-Hilliard, Policy Officer unit B3, DG FISMA, European Commission
  • Etienne Goosse, Director General, EPC
  • Francois Steque, Director Government Affairs American Express
  • Krzysztof Korus, Polish Payment Institutions Association (PONIP)

DAY TWO – 17 November 2021

Venue: Online

14:25 – 14:30

Opening remarks by Elie Beyrouthy, Chair of EPIF

14:30 – 14:40

Keynote speech by Eero Heinäluoma MEP on the Commission AML Package

14:40 – 14:50

Introductory remarks to the AML Panel by Tyler Hand, Chief Compliance Officer at Western Union

14:50 – 16:00

Panel discussion Anti-Money Laundering and eID

In the light of the recently published AML Package and Commission proposal on a Regulation to establish a framework for a European Digital Identity, this session will discuss the key aspects to ensure we have an efficient and effective AML/CFT system. Panelists will discuss how industry can benefit from a harmonised eID framework to improve their onboarding process and reduce compliance costs. How new technologies, such as AI and machine learning can help their processes? What are the key elements of the Commission proposal on AML/CFT? Are there any challenges to implement this? How would the new AML rules stablish the level of risk of certain companies?

Moderated by: Loreta Liutkute, Vice Chair of EPIF and Vice President, Head of Public Policy and Regulatory Affairs Europe at Western Union.

In conversation:

  • Raluca Prună, Head of Financial Crime Unit, DG FISMA, European Commission
  • Ilze Znotina, Head of Financial Intelligence Unit Latvia
  • Tyler Hand, Chief Compliance Officer at Western Union
  • Aamir Hanif, Regional Head of Financial Crime for EMEA/UK MLRO for Stripe
  • Noel Bartolo, Head of Compliance and MLRO at Finance Incorporated Limited and Vice Chair of EPIF AML Task Force

16:00 – 16:30

Presentation on G20 Cross-border payments programme – current status and next steps by Thomas Lammer, Deputy Head of Secretariat at CPMI

16:30 – 16:35

Closing by Loreta Liutkutė Habchi, Vice Chair of EPIF and Vice President, Head of Public Policy and Regulatory Affairs Europe at Western Union